July 14th 2009 Newsletter

You May Be Able to Claim Social Security Benefits Now and Claim More Later
If you are married, there is a strategy that may allow you to claim Social Security benefits before your full retirement age and then claim more benefits later.

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Don’t Fall for the ‘Certified Copy of Your Deed’ Swindle
Would you pay $60 for something you could get for as little as $1 and probably don’t need at all? A company called National Deed Service is hoping to persuade homeowners to part with the extra cash to purchase a “certified copy” of the deed to their home.

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Book Review: Can We Talk? A Financial Guide for Baby Boomers Assisting Their Elderly Parents
This short, easy-to-read book is a practical guide to working with your parents to make financial plans and preserve legacies while you both still have the luxury of time.

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Beware of Generic Health Care Proxy Forms
Hospitals often give patients a health care proxy form to sign at admission. While it might seem easy to sign a generic health care proxy form, having a document that is specifically tailored to your needs is important.

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Mediation Can Facilitate an Amicable Senior Divorce
As people live longer, the divorce rate among seniors is growing. Older couples confront different problems than younger ones do when getting divorced, and a mediator can help sort through these issues and facilitate an amicable settlement.

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