August 1st 2009 Newsletter

2009 Long-Term Care Insurance Prices Rise Slightly, Range Widely
A 55-year-old individual considering a basic level of long-term care insurance protection — a $100 daily benefit and three years of coverage — can expect to pay $723 a year if married or $1,060 if single, according to the 2009 Long-Term Care Insurance Price Index.

more…

Don’t Leave Children Unequal Shares By Mistake
Siblings do not always receive equal shares of a parent’s estate. Sometimes the inequality is intentional and sometimes it is accidental. In either case, it is important to take care to avoid unintentional consequences.

more…

Making the Golden Years Golden As we age, new issues confront us — from where to live to who can provide care to how to avoid scams. Making the Golden Years Golden addresses these issues and offers practical advice and tips to help navigate the senior years.  more…

Useful Financial, Retirement and Personal Calculators Available on the Web
The Web has spawned many miracles, and one of them is the creation of online calculators that can give consumers answers to complex questions in seconds based on their specific circumstances.

more…

Getting Cash From a Life Insurance Policy If You Are Terminally Ill
Unfortunately, a diagnosis of a terminal illness often comes with many expenses. If you need money to pay for your medical care or comfort, you may be able to use your life insurance policy to get some immediate cash.

more…

Medi-Cal Budget Cuts Won’t Affect Nursing Home Residents
We have received inquiries from clients and colleagues asking whether the California Budget and the $26 Billion in budget cuts, just signed by Governor Arnold Schwarzenegger on July 28, 2009, will adversely affect nursing home residents who rely upon Medi-Cal to help pay for care. Simply put, the good news is “No”. For more, see the link below.

more…