How the $1.9 Trillion ‘American Rescue Plan Act’ Will Help Seniors

Q, I know that Congress and President Biden recently approved a new law that adds significant money into improving vaccinations and other COVID-19 outreach, but I wonder what other provisions are in the new law that might help seniors. A. Good question. The AMERICAN RESCUE PLAN ACT of 2021 (“ARPA”), R. 1319, was narrowly passed… Read More »

Defending Against Premature Nursing Home Discharges

Q.  My father was discharged from the hospital into a nursing home, has been there only about 2 weeks under MediCARE, and now they are pressing us to bring him home. But, he’s not ready and still needs care. Is this right? A.  No, it is not. Unfortunately, many nursing homes are concerned about whether… Read More »

Special Planning for an Incapacitated Spouse

Q. My wife suffers from dementia and has been in a nursing home for some time. About a year ago, we put everything in my name so she could qualify for a Medi-Cal subsidy to help pay for her care. We currently have only simple wills which leave everything to the survivor of us, and… Read More »

Medicare Relaxes Requirements for Nursing Home Coverage

Q. I hear that Medicare has announced that, due to the Corona Virus Pandemic, it will now be more generous in covering nursing home stays by relaxing some of its long-standing coverage requirements. Do you know anything about this? A. Yes. A bit of background may be helpful. Medicare has traditionally imposed three conditions as… Read More »

Will Medi-Cal Count Dad’s Assets Even Though They Cannot Be Accessed Due To His Dementia?

Q. Our father is 90 years old and is being cared for in a nursing home, which costs about $10,500 per month. We need to apply for a Medi-Cal subsidy to help with the cost, but Dad has an old insurance policy with accumulated cash value which puts him over the $2,000 Medi-Cal resource ceiling… Read More »

Will Mom Lose Medicare or Medi-Cal Coverage If She Leaves the Nursing Home To Visit Family?

Q.  Mom has been receiving care in a nursing home. She is currently covered by Medicare, but soon will switch to Medi-Cal. She would really like to come to our home for a short visit for family celebrations. However, I heard that she might lose her coverage if she does so. Is that true? A…. Read More »

Legal Tips When Hiring a Senior Caregiver

Q. I plan to hire a full-time caregiver for my husband, and I want to make sure that I handle everything legally. Do you have any suggestions as to how I handle payment or anything else? A.  Yes. There are specific rules about handling the payroll, tax and employment law aspects of hiring household help,… Read More »